Insurance Company

Discount Percentage

Notes

Allstate Insurance

10%-15%

15% with smoke detectors, fire extinguisher and deadbolt locks.

American Family

10%

Grouped with home and fire security systems

Farmers Insurance Group

10%

Depending on other safety features

State Farm Insurance

10 - 14%

Depending on other safety features such as smoke alarms and security system

AAA Minnesota/Iowa

3%

System must be certified as complete

Allied Insurance

About $50 year

No percentage offered

General Casualty

5%

Must be certified as complete system

Hartford Insurance

13%

8%

* Full system including attics, attached structures and bathrooms

* Partial system excluding areas listed above

NFSA linked as fire safety resource

Prudential/Liberty Mutual

12%

With complete safety package.

Links include Home Fire Sprinkler Coalition

Safeco

10-15%

Depending on other safety devices

Travelers Insurance

Depends on credit rating and age of home

West Bend Mutual

8%

System must be certified as complete